Reiki Liability Insurance – USA

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Reiki Insurance Plans Available Include:

Basic descriptions for informational purposes are found below.

USA Practitioner/Teacher Plan:

There are full-time and part-time insurance plans available. The part-time plans begin at $125 for 12 months and provide  coverage if you practice and teach part-time 6 hours/week or less. It is designed for practitioners who have a home-based business and it follows you anywhere in the US wherever you practice and teach, such as a spa, other business or employer.

The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
PROFESSIONAL (similar to ‘Malpractice’) & GENERAL (‘Slip and Fall’) LIABILITY $2,000,000 / $3,000,000

Also includes:

PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY: Protects you against suits involving libel, slander, or wrongful invasion of privacy.
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000 Protects you from suits arising from sexual harassment or sexual abuse.
NO DEDUCTIBLE

Modalities Covered:

Reiki
Bodywork (as a broad category)
Yoga
Pilates (mat-based)
T’ai Chi
Qigong

The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds (places of employment, hospitals, etc.). Bodywork coverage includes additional energywork modalities such as EFT, Bengston Method, Pranic Healing.

USA Reiki Center Plan:

This plan is by quote based on your specific needs and provides coverage if you practice full-time and have a Reiki Center/Wellness Business/Studio. You can cover your employees on this plan also.

The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
COMPREHENSIVE GENERAL (‘Slip and Fall’) / PROFESSIONAL LIABILITY (‘Malpractice’)

Also includes:

PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000
NO DEDUCTIBLE

Modalities Covered:

Reiki
Bodywork (as a broad category)
Yoga / Pilates
T’ai Chi
Qigong
*Martial Arts coverage available at an added cost

The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds.

Online insurance application and quotation system. As with all Reiki insurance, members will pay separately for insurance, if insurance is desired, directly to the respective insurance carriers for the program in the country which they reside. Insurance costs vary by country, coverages offered and coverage limits.

Please note that we cannot provide insurance quotes or advice. All insurance plans are purchased separately from the insurance providers.

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Reiki Liability Insurance Disclaimer

IARP provides Professional Members with information on multiple insurance plan options if members wish to purchase optional Reiki Liability Insurance. IARP does not sell insurance and is not compensated by the insurance companies or insurers. IARP neither endorses nor promotes any insurer, policy or coverage amount and does not provide advice on insurance. These programs have been made available to IARP members as a convenience for IARP members.