Reiki Liability Insurance

IARP has available for Professional Members optional liability insurance plans for Reiki practitioners and/or teachers who are residents of the USA, Canada and Australia. Plans start at $145/year. Please visit our Member web site to learn about IARP Member Benefits and to see information on optional Reiki liability insurance plans available for USA, Canada and Australia members. We look forward to being of service to you as an IARP member.

See Membership Application to become a Registered IARP Professional Member.

To learn more about Reiki Liability Insurance in your country, click to expand the boxes below.


Professional Members, you may access additional information and insurance applications from within your Members Area after logging in. When logged in please scroll down to see the insurance pages in your Members Area menu for insurance applications.

Reiki Insurance Plans Available Include:

Basic descriptions for informational purposes are found below.

USA Practitioner/Teacher Plan:

This plan is $145 for 12 months and provides coverage if you practice and teach part-time 6 hours/week or less. It is designed for practitioners who have a home-based business and it follows you anywhere in the US wherever you practice and teach. This plan is also available as a full-time plan for $205 on the same application.

The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
PROFESSIONAL (similar to ‘Malpractice’) & GENERAL (‘Slip and Fall’) LIABILITY $2,000,000 / $3,000,000

Also includes:

PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY: Protects you against suits involving libel, slander, or wrongful invasion of privacy.
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000 Protects you from suits arising from sexual harassment or sexual abuse.
NO DEDUCTIBLE

Modalities Covered:

Reiki
Bodywork (as a broad category)
Yoga
Pilates (mat-based)
T’ai Chi
Qigong

The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds (places of employment, hospitals, etc.). Bodywork coverage includes additional energywork modalities such as EFT, Bengston Method, Pranic Healing.

USA Reiki Center Plan:

This plan is by quote based on your specific needs and provides coverage if you practice full-time and have a Reiki Center/Wellness Business/Studio. You can cover your employees on this plan also.

The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
COMPREHENSIVE GENERAL (‘Slip and Fall’) / PROFESSIONAL LIABILITY (‘Malpractice’)

Also includes:

PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000
NO DEDUCTIBLE

Modalities Covered:

Reiki
Bodywork (as a broad category)
Yoga / Pilates
T’ai Chi
Qigong
*Martial Arts coverage available at an added cost

The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds.

Please note that we cannot provide insurance quotes or advice. All insurance plans are purchased separately from the insurance providers.

The Canada Reiki Insurance for IARP Members provides Professional & General Liability Reiki Insurance for Canada residents, covers you whether you practice or teach Reiki, and covers other modalities as listed.

Canada Reiki Professional & General Liability Insurance Coverage

Professional Liability – $1 Million
Legal Expense for Abuse** – $25,000
Commercial General Liability – $1 Million
Tenants Legal Liability – $250,000
Occurrence Form and No Deductible
**Abuse can be sexual, physical or verbal abuse. This coverage will reimburse you for legal expenses in the defense of abuse, provided you are pleading not guilty and found not guilty.

What is the cost of insurance?

The cost of this optional insurance plan is CAD$225 plus $25 Policy Fee for the full year. If you are a resident of Ontario please add 8% PST to these premiums.

Modalities Covered by the Canada Liability Insurance Program

Practice & Instruction
Reiki
Acupressure
Aromatherapy
Crystal Healing
Chair Massage
*Other massage techniques include Relaxation Massage, Swedish Massage,
Aromatherapy Massage
Colour Therapy
Healing Touch
Cranial Sacral
Energy Work
*including IET – Integrated Energy Therapy, BodyTalk and Rubenfeld Synergy
Esthetics
Iridology/Sclerology
Healing Touch
Hellerwork
Hydrotherapy
Gi-Gong
Nutritional Consulting
**Osteopathy
Personal Trainers (Can-Fit Pro Certified)
Polarity Therapy
Raindrop Therapy
Reflexology
**Shiatsu
Sound Therapy
Therapeutic Touch
Yoga
Pilates

**If you practice Shiatsu and/or Osteopathy, there is a $75 additional fee to the basic policy cost above for these if you wish to include these.

Professional Members –  You may access insurance applications and additional information from within your Members Area after logging in. When logged in please scroll down to see the insurance pages in your Members Area menu for insurance applications.

Australia Reiki Professional Indemnity and Public Liability Insurance

A combined Professional Indemnity and Public Liability policy that is specifically tailored to meet the requirements of Reiki Practitioners.

Features of the policy include:

· Nil Excess
· Free Run-Off cover
· Legal Support to attend inquiries
· Cover for claims arising from all past activities
· Cover for Breaches of the Consumer Protection Laws
· Cover for Claims for Defamation
· Free Telephone Legal Advice
· The policy can be extended to cover a variety of other allied health modalities

Professional Members, you may access additional information and insurance applications from within your Members Area after logging in. When logged in please scroll down to see the insurance pages in your Members Area menu for insurance applications.

Reiki Liability Insurance Disclaimer

IARP provides Professional Members with information on multiple insurance plan options if members wish to purchase optional Reiki Liability Insurance. IARP does not sell insurance and is not compensated by the insurance companies or insurers. IARP neither endorses nor promotes any insurer, policy or coverage amount and does not provide advice on insurance. These programs have been made available to IARP members as a convenience for IARP members.