IARP offers access to optional insurance plans from several carriers for the convenience of IARP members. Please visit our new web site for information

Insurance Plan Choices Include:
Basic descriptions for informational purposes are found below.

USA Plan 1:
This plan is $145 for a full 12 months and is appropriate if you practice and teach part-time. It is designed for practitioners who have a home-based business and it follows you anywhere in the US wherever you practice and teach. (This plan is also available as a full-time plan for $205.)

The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
PROFESSIONAL (similar to ‘Malpractice’) & GENERAL (‘Slip and Fall’) LIABILITY $2,000,000 / $3,000,000

Also includes:
PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY: Protects you against suits involving libel, slander, or wrongful invasion of privacy.
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000 Protects you from suits arising from sexual harassment or sexual abuse.
NO DEDUCTIBLE

Modalities Covered:
Reiki
Bodywork (as a broad category)
Yoga
Pilates (mat-based)
T’ai Chi
Qigong

The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds (places of employment, hospitals, etc.)

USA Plan 2:
This optional full-time plan has been added as a convenience for IARP members. This plan is $165 for a full 12 months and is appropriate if you practice and teach full-time. You also qualify for this individual practitioner/teacher plan if you have an office location or if you practice/teach part-time. It covers Animal Reiki and Massage in addition to the modalities listed below for people, and the plan follows you anywhere in the US, wherever you practice or teach.

The policy has $2,000,000 of coverage per occurrence / $3,000,000 coverage aggregate for:
PROFESSIONAL & GENERAL LIABILITY $2,000,000 / $3,000,000

Also includes:
PRODUCT LIABILITY $2,000,000
RENTAL DAMAGE LIABILTY $100,000
NO DEDUCTIBLE

Modalities Covered:
Reiki
Bodywork/Energywork (as a broad category)
Massage Therapy
Animal Reiki and Animal Massage

The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds (places of employment, landlords, etc.)

USA Plan 3:
This optional full-time plan has been added as a convenience for IARP members. This is a student plan for $115 for a full 12 months. To qualify for this plan you must be currently enrolled in school and only able to work in the student school capacity or on family/friends.

The policy has $2,000,000 of coverage per occurrence / $3,000,000 coverage aggregate for:
PROFESSIONAL & GENERAL LIABILITY $2,000,000 / $3,000,000
NO DEDUCTIBLE

Modalities Covered:
Reiki
Bodywork/Energywork (as a broad category)
Massage Therapy
Animal Reiki and Animal Massage

The plan covers both student practice and student instruction.

USA Plan 4:
This plan is by quote based on your specific needs and is appropriate if you practice full-time and have a Reiki Center/Wellness Business/Studio. You can cover your employees on this plan also.

The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
COMPREHENSIVE GENERAL (‘Slip and Fall’) / PROFESSIONAL LIABILITY (‘Malpractice’)

Also includes:
PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000
NO DEDUCTIBLE

Modalities Covered:
Reiki
Bodywork (as a broad category)
Yoga / Pilates
T’ai Chi
Qigong
*Martial Arts coverage available at an added cost

The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds.

Click here to visit the IARP Member Web Site for additional information or to apply for IARP

   
Please Note: IARP does not sell insurance and is not compensated by the insurance companies or insurers. IARP is the international professional membership registration organization for Reiki. Coverage information we provide was supplied by the insurers and has been summarized and is provided to you for your convenience. IARP Registered Members in good standing have access to these optional liability insurance programs and access to these programs is provided for the convenience of IARP members. IARP does not recommend a company, policy, or coverage amount and does not provide advice on these.